Health insurers may be breaching laws

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AUSTRALIAN consumers are baffled about private health insurance and are increasingly at risk of out-of-pocket expenses.

THE consumer watchdog’s latest report on the sector says Australians often have an exaggerated perception of what their health insurance policies will cover.

The Australian Competition and Consumer Commission has also pointed to misleading advertising and other claims that may breach consumer laws, particularly for budget policies that are heavy on exclusions.